Informational Purpose. The purpose of this website is to provide information about the UFCW Employers Benefit Plans of Northern California Group Administration, LLC dba UFCW & Employers Trust, LLC (the “Trust Fund Office”, “us” or “we”) and the various pension and health and welfare trust funds administered by us (the “Trust Funds” or “Plans”). The information on this website (including explanations and statements of benefits and eligibility rules) is intended for the Plans’ participants and their covered spouses, domestic partners, dependents and beneficiaries (collectively “Covered Persons”) and the Trust Funds’ providers (as applicable), and is intended for informational use only. The information on this website (including, without limitation, any Summary Plan Documents (“SPDs”)) is not an authoritative or binding presentation of official plan documents of the Plans (the “Plan Documents”). Neither the SPDs, this website nor any statement or promise made by any person (including employees of the Trust Fund Office, the applicable labor unions or the applicable contributing employers) can modify or affect such Plan Documents in any way. In the event of any difference between this website (including the SPDs) and the Plan Documents, the Plan Documents will control. In addition, neither you nor any beneficiary shall earn any rights because of any statements on, or omission from, the SPDs or this website. Only the Board of Trustees for the applicable Trust Fund shall have full discretion and authority to determine questions concerning the interpretation or administration of such Trust Fund, including without limitation, all questions relating to eligibility for benefits and the determination of such Board of Trustees shall be conclusive and binding as to all persons and for all purposes. Furthermore, not all information on this website may apply to you, as it depends on your individual situation. You are encouraged to visit or contact the Trust Fund Office for your personal information about vesting, eligibility and benefits amounts.
It is hoped that the Plans will continue indefinitely in their present forms, but the Boards of Trustees reserve the right to amend or terminate the Plans at any time. The Plans could also be amended or terminated as the result of an agreement between the applicable unions and the participating employers.
This website contains information of a general and educational nature about the Trust Fund Office and the Trust Funds and related issues. It does not contain any medical, legal, tax, financial planning or any other form of professional advice.
Account. Access to certain areas and information on this website is limited to Covered Persons, and requires that such Covered Persons establish an account in accordance with the instructions at www.ufcwtrust.com (“Account”). If you have set up an account, for security purposes, we recommend that you change your password regularly, commit it to memory and avoid writing your password down. Without limiting the foregoing, the establishment, use, expiration and change of passwords and usernames shall be subject to our policies with respect to same (including our log-in policies) then in effect. By agreeing to establish and use an Account, you are authorizing us to act on instructions received under your password, and we are entitled to act on such instructions. You are responsible for keeping your password and data confidential. Please do not disclose your password to anyone. Notify us at once if you believe another person has improperly obtained your online password, if you believe someone has accessed or used your Account without your permission, or if you suspect any fraudulent activity on your Account. If you do not access your Account for a period of more than six (6) months, or if there are more than five (5) consecutive failed log-in attempts to your Account, we reserve the right to de-activate your Account. To re-activate your Account, please contact us at 1-800-552-2400. You may be required to provide reasonable personal identification to re-activate your Account. We reserve the right to terminate your Account in our reasonable discretion, including, without limitation, in the event that you fail to comply with these Terms.
Modification of Terms. The Trust Fund Office may modify these Terms and the information on this website at any time, without (except where required by applicable law) notice to you, by posting such modifications on this website. By using this website following any modifications to these Terms, you agree to be bound by any such modifications to the Terms. Accordingly, you should visit this website from time to time to review the then-current Terms. Certain provisions of these Terms may be superseded by expressly designated legal notices and/or terms located on particular pages of this website. IF THERE ARE DIFFERENCES BETWEEN THE SPANISH AND ENGLISH VERSIONS OF THE SPDs OR THIS WEBSITE, THE ENGLISH VERSIONS WILL CONTROL.
The Trust Fund Office may, in its sole discretion and in addition to any other remedies available to it, suspend or discontinue at any time any information, content or services available on this website, and any functionality or features in or on this website, including, but not limited to, the cessation of all activities associated with this website, with or without notice.
Ownership and Use of Content. The Trust Funds, Trust Fund Office and/or their affiliates or licensors own and/or control this website and all material available on this website, including, without limitation, the layout of this website, and all material and forms available from www.ufcwtrust.com and all pages within that domain and all related codes (collectively, the “Materials”). Except for your personal use of the applications or other forms available on or made accessible through this website, you may not copy, reproduce, republish, distribute, upload, transmit, make derivative works from or otherwise commercially exploit any of the Materials without first obtaining written consent from an authorized representative of the applicable Trust Fund(s) and the Trust Fund Office. You may not alter the content of this website or the forms or other Materials provided herein.
Written permission is required from the Trust Fund Office to create a link from an external website to this website (including this website’s homepage or any pages within this website).
The Trust Fund Office and Trust Funds logos are service marks and/or trademarks of the Trust Fund Office or the Trust Funds (as applicable), and may not be used by you for any purpose without prior written permission from an authorized representative of the Trust Fund Office or the Trust Funds (as applicable). If this website contains or makes reference to other trademarks, service marks and/or logos, they are owned or controlled by their respective owners.
Disclaimer of Warranties. Information, resources and other Materials on this website (including explanations or statements of benefits) are provided “AS IS”, “AS AVAILABLE” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. To the maximum extent permitted by applicable law, the Trust Fund Office and the Trust Funds disclaim all express or implied representations or warranties with regard to the information, resources and any other Materials contained on or accessible through this website. Use of information, resources and other Materials from this website is at your own risk. The Trust Fund Office, the Trust Funds and the Boards of Trustees for the Trust Funds encourage you to make appropriate use of medical, legal, tax, and financial planning professionals in helping you to make prudent decisions regarding the use of your benefit programs. You should not act or refrain from acting, or otherwise rely upon the information, resources and other Materials contained in or provided on this website. Neither the Trust Fund Office nor any of the Trust Funds warrant that this website’s functions will be uninterrupted, that the information, resources and other Materials on this website (including explanations and statements of benefits) will be reliable, relevant, complete, accurate or error-free, that defects in or on this website will be corrected, or that this website or the server that makes this website available is impervious to hackers or free of viruses or other harmful components. If your use of this website or the information, resources or other Materials on this website results in the need for the servicing or replacement of equipment, data or software, neither the Trust Fund Office nor any of the Trust Funds shall be responsible for the costs of such servicing or replacement.
You are responsible for the information you provide to the Trust Fund Office and the Trust Funds through this website, including the accuracy thereof. You acknowledge that you may be subject to civil and/or criminal penalties for committing a fraudulent act if you knowingly provide any materially false information to the Trust Fund Office or the Trust Funds or otherwise use this website with the intent to defraud or mislead the Trust Fund Office or the Trust Funds or any other party. Any activity on this website is subject to monitoring by the Trust Fund Office. By using this website, you consent to such monitoring and agree that the Trust Fund Office may use the results of such monitoring for any purpose permitted by applicable law.
This website is controlled and operated by the Trust Fund Office from its offices within the State of California, U.S.A. The Trust Fund Office makes no representation that information, resources and other Materials on this website are appropriate or available for use in other locations. Those who choose to access this website from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. Use of or access to this website shall not be construed as the purposeful availment of the benefits or privilege of doing business in any state other than the State of California by the Trust Fund Office.
Limitation on Liability. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES SHALL THE TRUST FUND OFFICE, THE TRUST FUNDS, THEIR RESPECTIVE AFFILIATES OR SUBSIDIARIES, OR THE RESPECTIVE OFFICERS, DIRECTORS, AGENTS, EMPLOYEES, CONTRIBUTING EMPLOYERS, REPRESENTATIVE LABOR UNIONS, TRUSTEES, SPONSORS, AND OTHER PARTNERS OF EACH (COLLECTIVELY, THE “RELEASED PARTIES”) BE RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES ARISING OUT OF OR RELATING IN ANY WAY TO THIS WEBSITE, THE SERVICES, INFORMATION, RESOURCES, LINKS TO THIRD PARTY WEBSITES AND/OR OTHER MATERIALS AVAILABLE ON OR CONTAINED WITHIN THIS WEBSITE, AND/OR THE INFORMATION COLLECTED THROUGH THIS WEBSITE OR ANY THIRD PARTY WEBSITE WHICH IS LINKED TO ON THIS WEBSITE (INCLUDING LOSS OF USE, LOSS OF DATA, LOSS OF PROFITS, OR BUSINESS INTERRUPTION), EVEN IF THE APPLICABLE RELEASED PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. FURTHER, YOUR SOLE REMEDY FOR DISSATISFACTION WITH THIS WEBSITE AND/OR THE SERVICES, INFORMATION, RESOURCES, LINKS AND/OR OTHER MATERIALS PROVIDED HEREIN IS TO STOP USING THIS WEBSITE AND THOSE SERVICES, INFORMATION, RESOURCES, LINKS AND MATERIALS. WITHOUT LIMITING THE FOREGOING, THE TRUST FUND OFFICE, THE TRUST FUNDS AND THE OTHER RELEASED PARTIES SHALL HAVE NO LIABILITY OR OBLIGATION FOR DELAY OR FAILURE TO PROVIDE THIS WEBSITE AND/OR THE SERVICES, INFORMATION, RESOURCES, LINKS OR OTHER MATERIALS PROVIDED HEREIN WHICH IS DUE TO CIRCUMSTANCES NOT REASONABLY WITHIN THE CONTROL OF THE TRUST FUND OFFICE, INCLUDING, BUT NOT LIMITED TO, DISASTER, INTERNET FAILURE, ANY MECHANICAL, ELECTRONIC OR COMMUNICATIONS FAILURE, WAR, RIOT, OR CIVIL INSURRECTION, WHICH RESULTS IN THE UNAVAILABILITY OF THIS WEBSITE AND/OR THE SERVICES, INFORMATION, RESOURCES OR OTHER MATERIALS PROVIDED HEREIN OR THE INABILITY TO TRANSMIT OR RECEIVE INFORMATION ELECTRONICALLY.
To the fullest extent permitted by applicable law, you agree to indemnify and hold the Trust Fund Office, the Trust Funds, and the other Released Parties harmless from any and all liabilities, expenses (including reasonable attorneys’ fees) and damages with respect to third party claims arising out of your use of this website, your connection to this website, your violation of these Terms, your violation of any rights of any third party and/or your negligence or misconduct.
Miscellaneous. If any provision or provisions of these Terms are rendered by judicial process or governmental agency of competent jurisdiction to be invalid, illegal, or unenforceable, such invalidity, illegality or unenforceability shall not affect the remainder of these Terms which shall remain in full force and effect and be enforced in accordance with its remaining terms.
These Terms shall be governed by, construed in accordance with, and enforced under the laws of the State of California, without regard to its conflicts of law provisions, except where preempted by Federal law. To the fullest extent permitted by applicable law, you hereby consent to the exclusive jurisdiction of the appropriate federal or state court in San Francisco, California, and hereby waive the right to contest the exercise of personal jurisdiction over you in the federal and state courts in San Francisco, California.
Use of Information. The Trust Fund Office is concerned with your privacy when you visit this website, just as we are concerned with your privacy in all of your dealings with the Trust Fund Office and the Trust Funds. While visiting this website, you may have the opportunity to volunteer personal information. If, for example, you choose to communicate with us and/or our authorized vendors by e-mail and/or through this website and/or the websites of such authorized vendors, we or they may need information from you, such as your name and address, payment information or other personal information, in order to answer your questions and communicate with you, to process a payment made by you, and/or to provide you with services and/or materials requested by or available to you, including, without limitation, enrollment and benefits related services, offers and opportunities. Further, if you elect to make an online payment when visiting this website, you will be redirected to our third party payment vendor to process such payment and such vendor will collect the credit card, debit card or other payment information provided by you to process such payment. Except as set forth below, we will not use or disclose this information to a third party unless it is necessary for the business operations of the Trust Fund Office and/or the Trust Funds (including the payment activities of the Trust Fund Office and/or the Trust Funds, and the healthcare operations and administration of the Trust Funds), to respond to your inquiry, to process a payment made by you, to provide you with your applicable benefits, other services and/or materials requested by you, and/or other opportunities that may be useful to you (including opportunities offered by the business partners, business associates and vendors of the Trust Funds and/or the Trust Fund Office), or to inform you of such benefits, services and opportunities. Notwithstanding the foregoing, we may disclose your contact and demographic information to the union locals and contributing employers for their internal administrative purposes to the extent permitted by applicable law. We may also, without your consent, access and disclose your personal information, any communications sent or received by you, and any other information that we may have about you as may be permitted or required by law, regulation, rule or court order pursuant to requests from governmental, regulatory or administrative agencies or law enforcement authorities; or to prevent, investigate or take any other lawful action regarding suspected fraud, violations of these Terms of Service, potential threats to the physical safety of any person, or other activity that we believe to be illegal or may expose us and/or the Trust Funds to legal liability. You can visit us at this website and choose not to share any information about yourself or reveal any information about who you are. The numbers of visitors to our site may be collected automatically. Further, the use of your “protected health information” (as such term is defined by the Health Insurance Portability and Accountability Act of 1996 and the regulations issued thereunder (“HIPAA”)) by the Trust Fund Office, the Trust Funds and the Trust Funds’ providers is subject to the applicable Trust Fund’s HIPAA Notice of Privacy Practices. We reserve the right to change this website’s privacy statement from time to time. If we make any substantial changes in the way we use your personal information, we will notify you by posting a prominent announcement on this website. These Terms are not intended to and do not confer you any contractual or other legal rights in respect to the Trust Fund Office, the Trust Funds or any other party.
In the course of ensuring network security and consistent service for all users, we employ software programs to do such things as monitor network traffic, identify unauthorized access or access to nonpublic information, detect computer viruses and other software that might damage our computers, this website or our network, and monitor and tune the performance of this website or our network. In the course of such monitoring, these programs may detect such information as e-mail headers, addresses from network packets, and other information. Information from these activities is used only for the purpose of maintaining the security and performance of our network and computer system.